We are an asset based lender, and fund deals based on the strength of the project. We are not credit driven and do not require third party approvals for our borrowers.
If we commit to funding your project, we will not back out. We are committed to seeing your project succeed. We are a direct lender and make all underwriting decisions in house.
Once your project is approved, we can fund within 48 hours.
HIGH LOAN TO VALUE
We will fund up to 75% of the after rehab value of the project.
LOW BORROWER CONTRIBUTION
We will finance up to 100% of project costs, as well as the construction budget. Our average borrower contribution is 10%.
Once we have an established professional relationship, we offer our borrowers access to quality deals in our inventory. It is in our best interest for our borrowers to have consistent deal flow.
A Note From Our Borrowers:
"I met the principals of Argent Capital Partners by listing a property of theirs in Hilo, HI. Since then, I have built four new homes in Hawaii with the help of their financing. Even though they are based out of Washington, they are timely in their communication and funding. The people behind Argent Capital Partners are not just lenders, they are my friends whom I know I can count on. I know that they are genuinely committed to my success."
-- Darren Ah Chong, Ah Chong Realty, LLC
"I have worked with many lenders in the past, but have always returned to Argent Capital Partners because of the knowledge and experience that they freely share. I enjoy working with Argent Capital Partners because of their consistency and reliability. During difficult projects, they have always been there to support me and offer advice based on their experience and often help with deal flow. They truly want to see me succeed."
--Mike Dees, Working Servants, LLC
"I have been partnering with the Argent Capital team for over 10 years, and they have financed many new construction and rehab projects of mine. They are my preferred lender and often offer me access to deals that they have found, which allows me to seamlessly move from one project to the next. They have extensive experience in construction and are not typical direct lenders. They are always willing to offer advice on challenging projects and have helped me strengthen and grow my business by expecting good business practices from me."
--Jason MacKinnon, MacKinnon Design and Development Corp.